If you’re seriously considering making money online, setting up a PayPal account is often a necessity. Major earning sites that accept Filipinos and other non-US workers use PayPal as their sole or primary payment processor. PayPal offers a safe way to receive your earnings, send payment, send money to friends, and shop online.
This blog post offers a step-by-step guide for creating your PayPal account.
What to Prepare:
A PayPal account is associated with one email address. You will use this address to access your account on PayPal’s site. For better security, create a special email address for your PayPal account.
a strong password
PayPal requires a password with at least 8 characters including at least one digit or symbol.
To start creating your PayPal account, head on to PayPal’s website.
On the upper right side of the page, you can find the option Sign Up. Click on it and you’ll see this dialogue:
The first option will let you set up a personal account with PayPal while the second option will create a business account. A personal account will suffice at this point because it will allow you to receive cash from third parties like friends or online sites. You can always upgrade to a business account any time if you have to. If you’re a merchant who wants to set up an account to send invoices or receive payments from customers, you can choose to create a business account. Click on Next to proceed.
The succeeding page will require you to provide an e-mail address and a password. You’ll have to re-enter the password and click on Continue.
On the next page, you’ll have to fill in more information to complete your PayPal enrollment. This example uses fictitious information but take note that you have to provide accurate information for your account to be validated successfully. The middle name is optional so you can skip this information.
We have no National ID at this time but you can use other identifying numbers from government IDs such as your passport or employee number if you’re a government employee. You can enter your birth date by typing its numeric equivalent in the format DD/MM/YYYY. For example, if your birthday is May 1, 1995, you can simply type 01051995.
Click on the Agree and Create Account button to complete your enrollment.
On the next page, you will be asked to provide the card number for the credit card or savings account that you want to associate with your PayPal account. PayPal will use this information to verify and validate your account. You may skip this part and add a card later.
In case you want to add a card and start the validation process at this time, make sure that your bank account, prepaid card, or credit card has sufficient balance or limit because PayPal will charge a minimal account (about $2) to verify your card or savings account and consequently, your identity. The charge will come with a corresponding 4-digit EXPUSE (Expanded Use) code that you can enter on PayPal’s validation form.
If you have online access to your bank account or credit card transactions, you can easily find this code. If not, you can wait for your monthly bank statement or inquire from your bank branch. This process can take 2 to 4 days or even longer in some cases. PayPal will refund the charge a few days after validating your account.
There are alternative channels for validating your PayPal account and many Filipino online workers now prefer the convenience and speed of using either GCash or Paymaya to have their PayPal account verified.
For this tutorial, we’ll click on I’ll do it later. On the next dialogue, confirm that you prefer to do it later and voila, you have just successfully created your PayPal account!
At the bottom of the page, you can find the button Go to your account. Click on it and it will take you to your new PayPal account. On this page, you will be asked to confirm your e-mail.
Click on the Confirm Your Email Address button and check your e-mail account for PayPal’s notification. On that email, you’ll find the button Confirm Email Address. Click on it to activate your PayPal account. It will take you back to the PayPal site where you’ll be asked to enter your PayPal password.
Setting up your PayPal account is free and simple enough. At this point, you have a limited PayPal account that needs validation before it can be truly useful for withdrawing your online earnings, sending money to friends, and paying for online purchases.
Thank you for dropping by. I hope that you will find this post useful in your online earning journey. If you want to learn how to validate your Paypal account quickly and easily, please read my post on how to use GCash to verify your Paypal account.